Spiegel Sohmer files multiple class actions against various insurers to seek compensation for Quebec restaurateurs wrongfully denied business interruption insurance coverage in relation with the Covid-19 pandemic crisis

May 15th, 2020

In the wake of the propagation of the COVID-19 pandemic, the Government of Québec ordered that restaurants limit their dining room capacity by 50% and that bars temporarily close as of March 16, 2020. Then, amidst a deteriorating health crisis and associated risks, the Government ordered the complete shutting of restaurant dining rooms for an indeterminate period.

Many restaurants and bars seeking relief from the precipitous decline in revenues filed claims with their insurers by invoking the business interruption protection in their policies. Restaurateurs trusted that their business interruption coverage would permit them to mitigate their losses arising from government-mandated social distancing advisories and government-mandated business closures. Unfortunately, numerous insurers who provide coverage for restaurants are refusing to honour their obligations.

Spiegel Sohmer has filed a series of Applications for authorization to institute a class action and to obtain the status of representative targeting various large insurers and seeking compensation for the Province of Québec’s thousands of restaurants and bars that were denied coverage from their insurers. A pdf copy of the claims is accessible here:

9092-1651 Québec inc. d.b.a. Restaurant Elixor vs. Promutuel Réassurance d.b.a. Promutuel Assurance

9369-1426 Québec inc. d.b.a. Restaurant Bâton Rouge vs. Allianz Global Risks US Insurance Company

9281-2536 Québec inc. d.b.a. 21st Century Foods vs. Intact Insurance Company

The restaurant industry has been aggressively impacted by the COVID-19 pandemic and requires immediate relief in accordance with the expensive insurance coverage they subscribed to.

If you are interested in joining this class action, please e-mail us at the following address:

In your e-mail, please indicate the name of your company operating the restaurant(s) and the name of your insurer. A member of our team will contact you shortly thereafter. Please note that your consultation with us regarding this matter is free of charge.